Thursday was an expensive day for JPMorgan Chase. First, the bank signed off on a $920M fine over the reckless trading actions of the “London Whale.” That particular deal had been telegraphed for the past few days. But in the afternoon, the bank took another hit. The Consumer Financial Protection Bureau announced it ordered JPMorgan Chase to refund $309 million to some 2 million credit-card customers who bought “credit protection” products. According to the CFPB, the bank would charge people for credit-monitoring services even if they hadn’t signed up. The bank was also ordered to pay a $20 million fine to the CFPB and a $60 million fine to the Office of the Comptroller of the Currency.