Worst Travel Scams

Next time you buy an airline ticket or hotel room online, you might see an option to add travel insurance. Now, don't get me wrong: the right travel-insurance policy can really save your trip. But as an afterthought to your travel purchase, it might—or might not—help. I'm particularly wary of online agencies that automatically pre-check the travel-insurance option when you buy a travel package. That's no way to get insurance. Instead, shop around, read the actual policy, and consult an expert travel adviser. Otherwise, your insurance could be completely useless, turning you down for any technicality when you file a claim.