25 Ways to Get Smarter in 2010

Mint.com

If you've resolved to spend smarter in 2010, Aaron P. Dworkin, founder and president of The Sphinx Organization, suggests signing up with Mint.com. Mint is a free online money-management system that allows you to track your spending by pulling together your bank, credit union, and credit card data, and providing up-to-date information about your financial life. “It has certainly made me smarter about my own finances,” says Dworkin. “When you realize where all of your money is going, it tends to motivate spending behavior changes which could be the smartest thing any of us does next year.”