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The Credit Power Index

Consumers are getting the short end of the stick in their dealings with banks. But the pain isn’t felt equally across the country, and the rates you get on your certificates of deposit and home loans differ depending on where you live. We’ve pored through the data to determine which cities offer their residents the best rates.

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Houston

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The Best City to Bank
Credit Power Index: 16.878
At the top of the list for the best banking environment in the U.S., Houston got it done with a balanced performance across the board. None of the banks surveyed had eye-popping rates, though Advancial Federal Credit Union contributed to a strong showing for the city with solid CD rates, and CapitalOne once again surfaced with great loan rates. With cities like Houston leading the way, it’s no surprise that the Southern states boasted the best regional index in America.

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