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The Credit Power Index

Consumers are getting the short end of the stick in their dealings with banks. But the pain isn’t felt equally across the country, and the rates you get on your certificates of deposit and home loans differ depending on where you live. We’ve pored through the data to determine which cities offer their residents the best rates.

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Bronx, N.Y.

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Credit Power Index: 18.335
Rounding out the New York area’s dominance of the Credit Power Index is the New York borough of the Bronx, where great rates on personal unsecured loans meet average or above-average rates on other loan products.

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