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The Credit Power Index

Consumers are getting the short end of the stick in their dealings with banks. But the pain isn’t felt equally across the country, and the rates you get on your certificates of deposit and home loans differ depending on where you live. We’ve pored through the data to determine which cities offer their residents the best rates.

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New York City

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Credit Power Index: 18.444
Again in the New York area with New York City proper, the high cost of living is offset by surprisingly favorable interest rates, especially for those seeking an unsecured loan – the rate is just 8.24%, well below the national average of 12.75%.

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