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The Credit Power Index

Consumers are getting the short end of the stick in their dealings with banks. But the pain isn’t felt equally across the country, and the rates you get on your certificates of deposit and home loans differ depending on where you live. We’ve pored through the data to determine which cities offer their residents the best rates.

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Texarkana, Texas/Ark.

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Credit Power Index: 18.592
What do you get when you cross Texas and Arkansas? The twin cities of Texarkana, Texas, and Texarkana, Ark. Technically, this entry includes banks in two different states, but it’s essentially one city so it gets a pass. Residents of the area get great rates from banks big (CapitalOne, 18.01) and small (Red River Employees Federal Credit Union, 18.73).

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