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The Credit Power Index

Consumers are getting the short end of the stick in their dealings with banks. But the pain isn’t felt equally across the country, and the rates you get on your certificates of deposit and home loans differ depending on where you live. We’ve pored through the data to determine which cities offer their residents the best rates.

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Shreveport, La.

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Credit Power Index: 19.162
The third-largest city in Louisiana, Shreveport earns a place in the top 10 thanks to exceptional rates on personal unsecured loans and home equity loans. Its banks all beat the national average in the index, which comes as no surprise – Louisiana’s average Credit Power Index in the most recent month surveyed would rank it 7th best for consumers.

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