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LONDON, ENGLAND - AUGUST 03:  The Royal Bank of Scotland (RBS) logo is covered in raindrops outside their building on Bishopsgate on August 3, 2012 in London, England. The bank has announced pre-tax losses of £1.5 billion after IT problems earlier in the year hit operations.  (Photo by Matthew Lloyd/Getty Images) RBS building in Bishopsgate, London. (Matthew Lloyd/Getty)