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Who said this generation isn’t smarter than its parents’ one? The Federal Trade Commission has reached a settlement with Apple over the issue of children’s apps and how little companies have been doing to protect either privacy or aid parents trying to supervise their kids. Apple will pay out at least $32.5 million in refunds to parents whose children made purchases on iPhones and iPads without permission. Apple has been accused of allowing games in their iTunes store that enticed children without putting any approval safeguards in place.