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Iowa must have put some spring back in his step: President Obama started Wednesday morning by making a recess appointment, in defiance of Republican warnings, to fill the top leadership position in the federal government's new Consumer Financial Protection Bureau. Taking the seat is Richard Cordray, the former attorney general of Ohio whom Republicans have blocked from being nominated to the position. The new agency will enact and enforce new financial regulations passed by Congress to curb predatory lending and establish greater accountability for financial institutions.